Do You Let People Take Advantage Of You

Category: Finance.

If you are struggling to make end s meet, you might want to ask yourself a few questions concerning just why it is so hard for you to do so.

Do you let people take advantage of you? There are a lot of things that can make it harder to make a living and accumulate wealth and a lot of them are fairly avoidable. You know what I m talking about. If this is you, you might want to re- think your strategy when it comes to dealing with these people. When relatives or friends come to you and ask for money or need a place to stay, do you automatically feel like you have to help them because they are your friend or family? Unfortunately, there are always circumstances that will make the situation personal and hard to give advice on, but if you start to feel like someone is taking advantage of your hospitality, you re probably right. Sit down and find out what exactly you are spending every month.

You might think that giving someone a place to stay won t cost you anything, but at the end of the month when you look at your grocery and utility bills, you ll think differently. Factor in your rent, gas, electricity( if you have it) , insurances, and other miscellaneous, groceries expenses. This includes small purchases at the gas station or fast food restaurant or just about anything else you would purchase on a day to day basis. A lot of the time, you will notice that a larger portion of your funds go toward miscellaneous expenses than you thought. These seemingly insignificant purchases make up a larger portion of your monthly budget than a lot of people would expect. You ll be surprised at what you find.

Save your receipts from these purchases for a month and see just how much you re spending. Next on the list is to get rid of the processed foods from your kitchen. Unfortunately, a lot of us have strenuous jobs to deal with and so paying for the extra convenience of having a meal that you can just stick in the microwave seems like a great option. Frozen foods or meals that are" ready to eat" out of the can are generally the most expensive items by ounce in the grocery store. The bad thing is that these tend to be very unhealthy for you and your family to eat and as we mentioned before, they re expensive. If you simply cannot do without the convenience of processed foods, try to make up for the funds you are losing in other areas, such as cutting back on your utility usage.

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